Target Group

Integrale Luxembourg S.A. targets mainly the following categories of workers:

  1. All employees
  2. Managers and their staff
  3. Staff working abroad (expatriates)

1. All employees

Our group insurance products are aimed at all categories of employees. In fact, for an employer, the setup of a supplementary pension scheme represents a definite asset in motivating its staff and gaining their loyalty.


2. Group insurance for managers and their staff

A supplementary pension scheme builds a solid connection between the company and its best employees. The fact that a company offers a group insurance scheme in the context of an Employee Benefit policy represents additional motivation for the staff. Our solutions cover the social security and tax legislation applicable in the place of residence.

Our group insurance guarantees all its members:

  • A return and benefits that meet their requirements and expectations
  • Financial security in conformity with Luxembourg legislation
  • Transparent and precise management of their savings
  • Regular information on their rights
  • Confidentiality in the management of contracts appropriate to the Grand Duchy of Luxembourg

3. Protection of expatriates

The globalisation of our economy has led to an explosion in the number of expatriates. This results in a specific demand from certain companies: maintaining the benefits of the statutory and supplementary schemes of the country of origin.

We offer you customised solutions for your expatriates:

  • Supplementary guarantees (pension, death, invalidity) that take into account the specific expectations of each expatriate.