More than ever, retirement has become an "active" period in life which people want to enjoy to the full. Pensioners are living longer and are in better health, which means they need more resources. This is why the second pension pillar exists.
In addition to the first pension pillar (statutory pensions), there is a second pillar (supplementary pensions). The financing is borne by the employer.
Integrale Luxembourg offers a "Supplementary Pension 10/10" solution through Europamut (its legal representative in Portugal) which provides a supplementary pension or a lump sum in the event of the affiliate's death before the pension date.